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Buying a home is the biggest investment you will make in your lifetime. Get the facts on financing before you go and look for a new home. Have confidence buying with a loan commitment from I.F.S. We offer no cost loan approvals to make you an attractive buyer to sellers.
- Free prequalification’s with no upfront fees
- Jumbo's & conforming loan sizes
- Arm's, 3/1, 5/1, 7/1
- Interest only options
- 30, 20, 15, and 10-year terms available
- Owner occupied, investments, or second homes
- 80/5/15, 75/15/10, no mortgage insurance required
- Flex 97, no money down, no reserve requirements
- My Community, no money down with low mortgage insurance
- FHA Loans
- USDA
- VA Loans
- Teacher A +, Firefighter, and Police Officer program.
- Alternative documented programs
- Lender paid mortgage insurance
- Balloon mortgage
- 2-1 Buydowns
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Looking to lower your payments or consolidate debts? Let us show you how a refinance can save you money!!
- Jumbo & conforming loan sizes
- Arm's 3/1, 5/1, 7/1
- Interest only options
- 30,20,15, 10-year terms available
- Debt consolidation
- Cash out for any reason, or rate & term
- No point
- True no closing costs option
- Refinance to get rid of mortgage insurance
- Foreclosure bailouts
- Buyout applicant on title. (divorce, friend, family, roommate)
- Chapter 13 Bankruptcy buyout
- Balloon mortgage
- FHA Streamline Refinances
- VA Steamline Refinances
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Have a great rate on your 1st mortgage but need some additional cash for debt consolidation, a college education or home improvements, check out our wide variety of products to meet your financial needs. Let us Guide you through the options!
- HELOC'S, home equity line of credit
- Fixed rate second mortgage
- Owner occupied, second homes, or investment properties
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