Available Programs


Buying a home is the biggest investment you will make in your lifetime. Get the facts on financing before you go and look for a new home. Have confidence buying with a loan commitment from I.F.S. We offer no cost loan approvals to make you an attractive buyer to sellers.

  • Free prequalification’s with no upfront fees
  • Jumbo's & conforming loan sizes
  • Arm's, 3/1, 5/1, 7/1
  • Interest only options
  • 30, 20, 15, and 10-year terms available
  • Owner occupied, investments, or second homes
  • 80/5/15, 75/15/10, no mortgage insurance required
  • Flex 97, no money down, no reserve requirements
  • My Community, no money down with low mortgage insurance
  • FHA Loans 
  • USDA
  • VA Loans
  • Teacher A +, Firefighter, and Police Officer program.
  • Alternative documented programs 
  • Lender paid mortgage insurance
  • Balloon mortgage
  • 2-1 Buydowns


Looking to lower your payments or consolidate debts? Let us show you how a refinance can save you money!!

  • Jumbo & conforming loan sizes
  • Arm's 3/1, 5/1, 7/1
  • Interest only options
  • 30,20,15, 10-year terms available
  • Debt consolidation
  • Cash out for any reason, or rate & term
  • No point
  • True no closing costs option
  • Refinance to get rid of mortgage insurance
  • Foreclosure bailouts
  • Buyout applicant on title. (divorce, friend, family, roommate)
  • Chapter 13 Bankruptcy buyout
  • Balloon mortgage
  • FHA Streamline Refinances
  • VA Steamline Refinances

Home Equity Loans:

Have a great rate on your 1st mortgage but need some additional cash for debt consolidation, a college education or home improvements, check out our wide variety of products to meet your financial needs. Let us Guide you through the options!

  • HELOC'S, home equity line of credit
  • Fixed rate second mortgage
  • Owner occupied, second homes, or investment properties

Integrated Financial Solutions, LLC

11110 Dovedale Ct 28A
Marriottsville, MD - Maryland 21104